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Money Advice and Rights Team (MART)

Debt advice

Find out how we can help if you're worried about debt or struggling to manage your money.

Money Advice and Rights online referral form

How we can help

The Money Advice and Rights Team (MART) can offer expert, free and confidential advice to help you:

  • deal with all types of debts
  • understand what the people you owe money to can do to get it back
  • speak to your creditors on your behalf
  • review the money you have coming in and out

What happens next

We'll contact you within 5 working days. We'll discuss your debt and your circumstances and give you options to deal with it. 

Options may include:

  • repayment plans 
  • trust deed
  • bankruptcy 
  • maximising your income

This means creditors should now contact MART and you should get fewer reminders. 

The information you give us is confidential. We won't give your information to anyone else unless you agree to this. 


We can also help you to make sure you're getting all the benefits you're entitled to.

Benefit help and appeals

PPI claim support


Phone: 0141 577 8420

Related information

Stepchange debt charity

Money Advice Service

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